With the exciting Loyal Member® Discount, AAA Mid-Atlantic Insurance Group rewards members with a special discount. Under the Loyal Member Discount Program the longer you’ve been a continuous AAA member, the larger discount you will receive on your auto insurance premium. AAA members can save up to 20%. New members are eligible for an immediate 3% discount. AAA Mid-Atlantic Insurance Group is the trade name for the policies underwritten by AAA Mid-Atlantic Insurance Company of New Jersey and Keystone Insurance Company. All policies are subject to policy terms, underwriting guidelines and applicable laws. Applicants for many products are individually underwritten and some applicants may not qualify for all coverages, benefits or discounts.